What would you do if you had 10 billion dongs?

Some people buy land, some others send them to the bank to gain investment interest, some make detailed business plans ... Let's see what Sunner will do when having 10 billion dongs! 

The topic of "How much money is enough" has never been out of date, especially with Sunners- who are always passionate about creating the "awesome" in both work and life ... To have an "awesome” life, it is clearly MONEY what matters. 

Bỗng nhiên có 10 tỷ trong tay, bạn sẽ làm gì?

Members from the “Aimless” team would do what they like and are interested in. Typically, Dang Trung Anh had the shortest answer to both questions: "... I would invest in real estate, ... Because I like it...!". The short-haired girl Thuy Trang would "buy a few clothes shops, then decide to invest or save later!". When asked why she used 10 billion to do this, she said that because fashion is already her hobby, moreover, making and investing in something she loves is more likely to succeed.

Ngược với team Vu vơ, các thành viên team “thông thái” hành động đúng như cái tên, lập sẵn một kế hoạch khá chi tiết cho khoản 10 tỷ “nếu như” này. 

Thuỳ Linh B (HRV) đưa ra kế hoạch như sau: 

 “Nếu có 10 tỷ trong tay, mình sẽ dành:

- 3 tỷ chi tiêu cá nhân: Mua quà cho người thân, mua nhà cho bản thân và đi du lịch;

- 3 tỷ đầu tư kinh doanh;

- 4 tỷ gửi tiết kiệm.”

Vu Hai Ninh is even wiser when considering the tax to pay if he had 10 billion dongs:

- 1 billion to pay taxes to the state, and personal income tax (10% of the amount of 10 billion); 

- 100 million to celebrate with friends and relatives; 

- 500 million to give parents; 

- 400 million to travel; 

- 3 billion to invest in Sun*’s shares; 

- The remaining 5 billion are divided equally to invest in 5 startups with 1 billion each. 

In addition, Mr. Vinh Nhon, Huu Su, or Trong Hieu also have pretty clear spending plans if they receive 10 billion dongs cash. The common point of the Wise Team is to always divide a large amount of money, consider the surrounding factors, from there come up with a suitable plan for themselves based on the needs and current socio-economic situation. 

Personal financial management formula

Sunners were very interested in the question "If we want to be rich, should we save money or invest it?". 

“According to my experience, we can not be rich by saving, just relying on a normal salary, it’s only enough for personal expenses, so I think if we want to be rich, we must invest. You won't earn much profit if you don’t invest in your money, so if you want to get rich, you must take the risk to invest and do business!" - (Thuy Linh B - HRV) 

“I think investment because it will make profits" - (Hữu Sử)

“In my opinion, if we want to be rich, both ways whether saving or investing can reach the destination. 

- Saving means going to work with high salaries and bonuses, which means that they get what they work, spending less, many directors are hired as general manager and still get rich. In case they don't invest money anymore, just focusing on their work, they can still be rich. 

- Investing by earning interest from the assets you have, in a certain aspect, the saver who sends the bank or loan interest also has an investment in it."

Members of the Le La Quan Box also revealed two personal financial management formulas for everyone, which are "6 bottles" and "50/20/30". 

In addition, in the above sharing, the members also share many good points of view in spending management, other interesting financial management methods … Please look forward to the lessons sharing their view on personal finance! 

How about you? What would you do if you had 10 billion dongs?